Cale Solutions
Improve your operation with user friendly and secure solutions from Cale.


To meet the future requirements of secure card payments, Cale has developed full EMV, level 1, solutions for Cale terminals together with leading card reader manufactures.

Secure payment flow

All credit card numbers are encrypted after the card is inserted in the reader. If the terminal is equipped with PIN, a PIN code can be requested by the customer depending on the transaction value.
The reader communicates directly to a processor, which forwards the message to the correct acquirer. The acquirer authorises the transaction and replies back, indicating whether the transaction is approved or not. The transactions never leave the protected environment, which reduces the risk of fraud to a minimum.

Detailed information about every purchase is sent to Cale WebOffice for statistical purposes. This information does not contain any sensitive card data.
Cale’s PIN entry device shroud complies with the most stringent requirements, meaning that the user’s PIN is as protected as possible.

Solution adapted to certain markets

Different markets require different solutions. Therefore, Cale has adapted the solution to suit individual markets. This means that both chip&PIN and chip only solutions are available.
What is EMV?
EMV is a standard for more secure interoperability between credit and debit cards and payment terminals. The standard is completely based on micro-processor technology, which is much more secure than magnetic stripe technology.

The abbreviation EMV comes from Europay, MasterCard and VISA, the three companies which originally cooperated to develop the standard.
The EMV standard defines the interaction between payment card processing devices for financial transactions at four levels: physical, electrical, data andapplication level.
Contact your local Cale representative to learn what online banking services Cale can offer for your market.
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Information sheet
Cale Australia Pty. Ltd. Unit 3, 4 Bookham Street, Moreley WA 6062 Australia Freecall 1300 0P CALE (1300 07 2253) ACN 146 914 276